| MPF/ ORSO Daily constituent fund / investment option prices |
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| Please find the daily constituent fund / investment option prices of Principal MPF – Smart Plan, Principal MPF – Simple Plan and Principal Central Provident Fund as follows: |
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The unit prices of any constituent fund / investment option and the income may go down as well as up. Investment involves risk. There is no assurance on investment returns and you may not get back the amount originally invested. Past performance information presented is not indicative of future performance. Please refer to the relevant MPF Scheme Brochures / principal brochure for further details including product features, fees and charges and risk factors.
You should consider your own tolerance level and financial circumstances before investing in the Default Investment Strategy (“DIS”). You should note that the Principal Core Accumulation Fund and the Principal Age 65 Plus Fund may not be suitable for you, and there may be a risk mismatch between the Principal Core Accumulation Fund and the Principal Age 65 Plus Fund and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the DIS is suitable for you, and make the investment decision most suitable for you taking into account your circumstances.
You should note that the implementation of the DIS may have an impact on your MPF investments and benefits. You should consult with the Trustee if you have doubts on how you are being affected.
In the event that you do not make any investment choices, please be reminded that any contributions made and/or benefits transferred into this Scheme will be invested into the DIS.
# A Risk Class is mapped according to the seven-point risk classification below based on the latest Fund Risk Indicator of the constituent fund. Generally, the greater the Risk Class, the greater the annualized standard deviation, hence the more volatile the fund. However, it is not required to indicate the Risk Class if the Fund Risk Indicator is not available. The Risk Class is prescribed by Mandatory Provident Fund Schemes Authority according to Code on Disclosure for MPF Investment Funds (the “Codeâ€), please refer to the Code for details. The risk class has not been reviewed or endorsed by the Securities and Futures Commission.
| Risk Class |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
| Fund Risk Indicator |
| Equal or above |
0.0% |
0.5% |
2.0% |
5.0% |
10.0% |
15.0% |
25.0% |
| Less than |
0.5% |
2.0% |
5.0% |
10.0% |
15.0% |
25.0% |
N/A |
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| Principal MPF - Smart Plan |
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^ Unit price of the constituent fund is calculated on net asset value.
# Investment in Principal Cash Fund and Principal – MPF Conservative Fund of Principal MPF – Smart Plan are not equivalent to placing funds on deposit with a bank or deposit-taking company. A member's rights on redemption of any units held for the account of the member in these constituent funds are limited to the bid price of such units at the relevant time, which could be more or less than the offer price at which such units were purchased. These constituent funds are not subject to the supervision of the Hong Kong Monetary Authority. For further information, please refer to the MPF Scheme Brochure of the Principal MPF – Smart Plan.
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Principal MPF - Simple Plan
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^ Unit price of the constituent fund is calculated on net asset value.
# Investment in Principal – MPF Conservative Fund of Principal MPF – Simple Plan is not equivalent to placing funds on deposit with a bank or deposit-taking company. A member's rights on redemption of any units held for the account of the member in this constituent fund is limited to the bid price of such units at the relevant time, which could be more or less than the offer price at which such units were purchased. This constituent fund is not subject to the supervision of the Hong Kong Monetary Authority. For further information, please refer to the MPF Scheme Brochure of the Principal MPF – Simple Plan.
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Principal Central Provident Fund |
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| Investment Option Code |
Investment Option Name |
Currency |
Valuation Date
(dd/mm/yyyy) |
Bid Price + |
Offer Price + |
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GUF
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Guaranteed Fund **
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HKD
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21/11/2024
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191.66
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191.66
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| Please contact our customer service hotline at 2802 2812 or 2885 8011 for the current Minimum Net Investment Return of Guaranteed Fund. |
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^ Unit price of the investment option is calculated on net asset value.
** One of the investment options (the "Guaranteed Fund") of the Principal CPF invests 100% in the Deposit Administration Guaranteed Fund Policy (the "China Life Policy") issued by The China Life Insurance (Overseas) Company Limited ("China Life"). Your investments in the Guaranteed Fund are therefore subject to the credit risks of China Life. Please refer to the section entitled "Investment option: Guaranteed Fund" in Appendix 1 to Principal Brochure for details of investment return and fees and charges of the Guaranteed Fund and the guarantee features and conditions of the China Life Policy. The minimum net investment return is the resultant of the guaranteed rate of return at the China Life Policy level LESS the management charge chargeable by the Trustee at the Guaranteed Fund level. The China Life Policy commences on the 4 January 2022 and shall continue for an initial period starting from 4 January 2022 and ending on the 31 December 2024 (both days inclusive), and thereafter shall automatically renew every three years unless otherwise terminated in accordance with the terms of the policy.
+ This is a unitised policy and the use of units is for administrative purpose only. The calculation of offer and bid prices of a unit of the policy is not based on the value of assets held in the Policy. For further details, see the sub-section “Operation” of Guaranteed Fund Policy on principal brochure of the Principal Central Provident Fund.
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Download
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| For the historical constituent fund/ investment option prices of Principal MPF – Smart Plan, Principal MPF – Simple Plan and Principal Central Provident Fund, please contact customer service hotline at 2802 2812 or 2885 8011 or login to the RSC for more information. |
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Issuer of this material:
(For Principal MPF – Smart Plan and Principal MPF – Simple Plan)
Principal Trust Company (Asia) Limited
(For Principal Central Provident Fund)
Principal Trust Company (Asia) Limited
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